Tuesday, 6 August 2024

An open letter to Cambridgeshire County Council's Monitoring Officer

 

6th  August 2024

Dear Ms Duncan,

I read your recent report on council owned companies’ governance, and listened to the agenda item discussion at the 17th August meeting of the Assets & Procurement Committee, including your presentation of the report.

I have some comments on governance of two council-owned subsidiaries: Cambridge and Counties Bank Ltd, and This Land Ltd.  I also have something to say about your own conduct, as Monitoring Officer, in denying the public their statutory inspection rights under s26 of the Local Audit & Accountability Act 2014 – also in relation to This Land Ltd.  The time-honoured inspection rights should be the public’s opportunity to play their own important role in governance and scrutiny at their local authority.  Especially when the council itself and its auditors fail to do their jobs properly in this regard, it is essential for interested parties, and local electors in particular, not to be obstructed by council officers and thus prevented from performing their important work.  I address this in more detail below.

Cambridge and Counties Bank Ltd.

The table of subsidiary companies in paragraph 3.2 of your report does not include Cambridge & Counties Bank Ltd, in which the Cambridgeshire Local Government Pension Fund holds a 50% share currently valued at £69.7 million.  Strictly speaking, the pension fund is a different entity to the County Council.  However, as the draft 2023/24 pension fund accounts point out in Note 25 (Related Party Transactions):

The Cambridgeshire County Council Pension Fund is administered by Cambridgeshire County Council. Consequently, there is a strong relationship between the Council and the Fund. The Council incurred costs of £3.4m (2022-23: £2.9m) in relation to the administration of the Fund and was subsequently reimbursed by the Fund for these expenses. The Council is also the single largest employer of members of the Pension Fund and contributed £35.2m, excluding Local Education Authority schools, to the Fund in 2023-24 (2022-23: £31.7m). At 31 March 2024 there was £4.4m (31 March 2023: £7.1m) due to the Fund by the Council.

In addition, on Companies House, CCB’s Certificateof Incorporation shows Cambridgeshire County Council and Trinity Hall College each owning one of the two issued shares, giving the County Council 50% ownership. 

CCB’s latest audited accounts for the year ending 31 Dec 2023 clarify the ownership question in Note 34:


The same Note 25 to the pension fund accounts states (under the Governance sub-section), that CCC has a Pension Fund Committee on which elected members serve, and a Board of Employer body, on which the following serve: Cllr Sharp, Cllr Boden, and Lee Phanco. 

Note 25 also includes a paragraph on Cambridge and Counties Bank Ltd:

The Fund is joint owner, along with Trinity Hall, Cambridge, of Cambridge and Counties Bank (CCB). The Fund has no controlling interest in the Bank and it is included within the Fund’s financial statements as a minority interest. Each shareholder is entitled to appoint one shareholder Non-Executive Director to the Board of CCB. The Fund is represented by an external party to the Pension Fund (See Note 5).

But, if the pension fund has no controlling interest in the Bank even though it owns 50% of the shares, then does the same apply to Trinity Hall, which holds the other 50% of the shares?  Who then controls the Bank? 

In the Related Parties Note to CCB’s accounts however, CCC and Trinity Hall are described as “controlling parties”:



Although each shareholder is entitled to appoint one shareholder Non-Executive Director (NED) to CCB’s board, it would appear that CCC currently does not have a NED at CCB.  Former CCC CFO Chris Malyon served as a NED between November 2013 and October 2018.  He was replaced by Richard Perry (CCC Pension Fund) between February 2019 and March 2022.  But there has been no apparent NED from the CCC shareholder since then – at least not according to Companies House.  This is reflected in the sums paid in respect of Directors’ services.  From a peak of £53,000 NED fees paid to CCC in 2021, in the last two years, the sums paid to CCC have dropped to £13k and zero (see above).  Trinity Hall has not sought payments for its NEDs since 2015 (£9k).

It is therefore legitimate to ask what governance, if any, does CCC exercise over its £69.7m investment in CCB (an unlisted bank with minimal external regulation), especially in light of the council’s acknowledged “less than optimal governance” of its subsidiaries.  Perhaps this is an example of the patchiness of governance reporting that you mentioned.

CCC is clearly the de facto and de jure owner of the 50% share in CCB, yet CCB is omitted from the list of subsidiaries in the report, in which CCC holds a 25% share or more.  It seems doubtful that the Pension Fund Committee has taken on, or would take on the oversight and scrutiny role for council-owned companies now proposed for the new sub-committee.  Lastly, with apparently no NED from CCC or its pension fund serving on the board or on any committee at CCB for over two years, it is not clear how CCC would even be capable of performing that role today.


My questions to you therefore are:

a)       Can you explain why CCB was omitted from the list of council companies in your report?

b)      Was it an oversight that will now be corrected?

c)       How does CCC intend to effect proper governance and scrutiny over its interest in CCB with no NED currently in place, and therefore with limited channels of communication or information?

As Monitoring Officer, you should already know that CCC’s relationship with CCB is already the subject of one of the council’s most shameful corruption and cover-up scandals of recent years.  As noted above, former CFO Chris Malyon was a non-executive director at CCB between November 2013 and October 2018.  While in that role, CCB “officially” paid CCC up to £253,000 in cash in the form of non-executive director fees for Mr Malyon’s services.  However, in 2018, auditor BDO referred to some of those payments as the “omission of remunerative benefits required for inclusion” in CCC’s financial statements.  Lisa Blake later confided to me that the omissions related to Mr Malyon’s NED fees (see here, p18).  In other words, the payments went to Mr Malyon, rather than to CCC, but he failed to declare them.  In his role as s151 Officer, Mr Malyon had a statutory duty to prepare and certify the annual financial statements as true and fair.  After Ms Blake stumbled across these irregularities, she lied about them and covered them up, as did her successor, EY audit partner Mark Hodgson, the two other statutory officers (CEO Gillian Beasley and Monitoring Officer Fiona McMillan, and the Chairman of the Audit & Accounts Committee (former Cllr Mike Shellens).  It is not yet known whether the then leader of the Council, Cllr Steve Count, knew about the alleged frauds (including possibly personal tax fraud), or whether he was party to the multiple cover-ups. 

One such cover-up was an unlawful £38,000, mid-year, secret pay rise the CEO claimed to have awarded Mr Malyon in 2017/18, but which was never proposed, debated, or approved by the Staffing and Appeals Committee or the full council, was not shown in CCC’s 2017/18 pay policy statement, and for which there is zero official supporting documentation.  See here for analogous unlawful payments that resulted in a s114 Notice at Northumberland County Council.  

The current CEO, Dr Stephen Moir, knows the full facts because I personally briefed him on them in September 2022.  He has taken no action.  This episode will shortly be exposed in an upcoming blog.

 

This Land Ltd

In presenting your report to the Assets and Procurement Committee, you cited recent guidance to councils on good governance of council-owned companies.   Some of the errors made in relation to CCC’s most prominent failed company – This Land Ltd - should not have needed formal guidance.  They were down to a lack of common sense or a willingness to challenge by members.

For example, in May 2016, when the former CFO, Chris Malyon, and former Monitoring Officer, Quentin Baker proposed setting up the company that was later renamed This Land Ltd, the official minutes record the following exchange:

A Member asked, on the basis of forecasts already undertaken on borrowing, repayments and income streams, how long it would be until there was net income. Officers advised that they did not expect the HDV [Housing Development Vehicle] to make a profit for some time, maybe even for decades, although the income for the Council would be realised straight away. Much depended on the shape and length of the development pipeline.

Nevertheless, under the Chairmanship of the disgraced former deputy council leader, Roger Hickford, members of the Commercial and Investment Committee voted unanimously to request that the Director of Law and Governance incorporate the company, without a detailed business case, without public consultation (as required under s3 of the Local Government Act 1999), and without even putting the matter before the full council.  Cllr Chris Boden is the sole remaining CCC member who served on that committee.  The company, under its initial name of Cambridgeshire Housing and Investment Company Ltd (CHIC) was incorporated three weeks later, with the Monitoring Officer and the CFO taking the two director roles.

For all but nine of the next fifty months, Mr Malyon was This Land’s effective finance director and CCC’s CFO, representing a glaring conflict of interests, that members ignored.  In his council role, Mr Malyon had a perverse incentive to maximise CCC’s commercial loans to This Land Ltd, since that would maximise the net interest return for the council to use as revenue, and so compensate for the CFO’s inability to balance the books.  That device of borrowing for yield and turning capital into revenue (since outlawed by central government) was the main reason behind the two statutory officers’ plan to create the housing development vehicle in the first place, as the original May 2016 report makes clear.  The race to lend This Land up to £115 million before the company was ready to purchase land on which to build and sell houses for profit, was the single biggest factor behind This Land’s failure and its £38m losses up to March 31 2023.  Members on the Commercial and Investment Committee, and the Audit & Accounts Committee remained blind to the facts and deaf to repeated warnings until it was too late.

 

My requests for information under s26 of the Local Audit & Accountability Act 2014

I wrote to you on 2nd July this year, asking you to compel finance officers to provide me with the documents and records I had been denied by the Head of Finance after requesting them under s26 of the Local Audit & Accountability Act 2014.  As in previous annual inspections, the Head of Finance again gave an incorrect and ignorant excuse for refusing me the information.  I explained to you, as I did to him, that the legislation states that all documents, records etc. relating to the accounting records to which the audit relates are within scope of the statutory public inspection.  That includes the draft accounts and other documents and accounting records of This Land Ltd, all of which come within scope of the audit because This Land forms part of the Group Accounts, which is audited by the external auditor.  Indeed, during the 2021/22 audit, EY pretended to investigate the recoverability or otherwise of the council’s outstanding £113.8m loan to This Land Ltd.

I pointed out in my letter that under Schedule 7 of the Act, the auditor may issue public interest reports or written recommendations on any matter coming to his notice relating to the authority or an entity connected with the authority, which evidently includes This Land.

Furthermore, in This Land’s Articles of Association, paragraph 53.1 reads:

“The Shareholder shall have the right on giving to the Company reasonable advance notice, during normal business hours to inspect the books and records of the Company.”

Finally, This Land Ltd and its associated companies are public authorities, and are obliged to respond to Freedom of Information requests.  This Land Ltd is listed on the FOI website whatdotheyknow.com.

There is therefore no excuse for CCC not to provide me with the information I requested.  And yet you have so far failed to respond to my letter except with a rude and disrespectful email acknowledging my request.  All the evidence points to CCC Finance wishing to conceal aspects of This Land’s operations that the authority does not want the public to see.  It does now appear that you – the Director of Legal and Governance, and Monitoring Officer, may be party to the concealment.  That is not a good look.

One very good reason for interested parties and local electors to inspect all these documents and records is to assist the auditor in his work, including submitting objections to the accounts to the auditor by the statutory deadline.  Your failure to respond to my letter and to ensure that I received the requested information is a disgrace.

The Local Government Information Unit gives this summary for the Monitoring Officer’s role:

A Monitoring Officer is the statutory officer responsible for the legal governance of a local authority in much the same way that a section 151 officer is responsible for a council’s finances. The majority of the role is set out under section 5 of the 1989 Local Government and Housing Act. They have a legal duty to ensure councils fulfil statutory obligations and apply their codes of conduct. This includes investigating and reporting on anything the authority does that has the potential to be an illegal action or any action that might count as maladministration.

Year after year, CCC Finance routinely denies interested parties their statutory inspection rights for no good reason.  It is part of your job to stop that from happening.  You have failed to do so, and because the accounts inspection period is now over, and with it the deadline for submitting objections to the auditors, my objection this year was again deficient in that it lacked vital information that would have been helpful to the auditor.  The information I was denied this year included a copy of This Land’s draft accounts, and the supporting invoices and other documents for the company’s administrative expenses, millions of pounds of which have been concealed from the public in every published set of This Land’s accounts to date.  All that information is already held by, or is easily accessible to CCC.


I therefore consider it hypocritical to say the least, for you to present a report to elected members about good governance and scrutiny, whilst conspicuously failing in your own legal governance responsibilities, and denying the public their ability to hold the council to account.

It is now over a month since I wrote to you with my request.  Even though this year’s deadline for submitting objections has passed, I still demand the information I requested.  Given that delay, I believe it is eminently reasonable for you to ensure I receive that information without delay, namely:

·         This Land Ltd’s draft 2023/24 accounts, in full,

·         the requested This Land administration expenses information for 2023/24, and

·         the requested sale and purchase of property information relating to This Land covering 2023/24.

within the next ten working days – so by August 19th.  Should I not receive all that information by then, I shall submit a formal complaint to the Solicitors Regulation Authority, and take whatever other escalation action I consider appropriate.

Your conduct to date seems to reflect the complacent and arrogant corporate culture that has existed at CCC for too long, and that has contributed in no small measure to the current financial mess.  I note from CCC’s latest draft financial statements, that including employer’s National Insurance contributions, your services during 2023/24 cost local taxpayers £160,143.  The three statutory officers together cost taxpayers £585,212 in 2023/24.  None of you is doing your job properly, and all of you have been working against the public interest in many respects.  You need to understand that you are public servants, and that you work for us.  Rudeness and disrespect towards the public are unacceptable.

I therefore look forward to receiving the information I requested a month ago, and for your benefit, and the benefit of the other officers and members included in this email, I am including this link to the seven principles of public life, more commonly known as the Nolan Principles, which are too often ignored by some senior officers and members at CCC.

Yours sincerely,

Andrew Rowson

PS. I am copying this as an open letter on my blog.

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